Working capital loans
We are licensed for lending transactions and plan to offer working capital loans to businesses.
To be confirmedWhen we start lending, and the source of the funds.
The gap between paying and being paid
You pay your suppliers before your customers pay you. A short-term loan covers the days in between.
- Supplier paid
- Cash without a loan
- Cash with a loan
- Customer pays
- Repayment
The terms of your loan
We set them for each loan after reviewing your business. You receive them in writing before you sign.
- Amount
- Term
- Interest and fees
- Repayment
- Security
To be confirmedThe amounts, terms and prices we offer.
What a loan can pay for
Everyday costs
Business expenses that fall due while income is on its way.
Cash flow gaps
A temporary gap between what you owe and what you are owed.
Stock
Buying stock and keeping enough of it.
Suppliers
Supplier payments and other commercial obligations.
New work
New orders and changes in what your business needs.
All of these are loans to companies.
How we decide
Your business
We start with your business, how it runs and what you need the money for.
Your finances
We review your financial information and your ability to repay.
The loan
We work out the amount, the term and the repayment.
Our decision
We tell you our decision and its conditions.
We stay in contact during the loan.
Before you apply
Working capital loans are for businesses only. We do not lend to consumers.
A loan is a debt your company repays on the agreed dates. We can decline an application. Before you sign, the agreement states the interest, any fees, what late payment costs and any security.
Before any agreement, the law requires us to identify you, your representative and your beneficial owners, and to ask about the purpose of the agreement and the source of the money.
Read the terms of the financial service, and consult an expert if needed.
Tell us what you need
We will look at your situation and tell you whether we can lend.