Working capital loans for businesses
Fastflow Finance OÜ is an Estonian company licensed for lending transactions by the Estonian Financial Intelligence Unit (FFA000476). We plan to offer working capital loans to businesses.
Read the terms of the financial service, and consult an expert if needed.
Licensed for lending transactions since April 2024
Fastflow Finance OÜ holds licence FFA000476 from the Estonian Financial Intelligence Unit (Rahapesu Andmebüroo). It allows the company to operate as a financial institution, and the activity on record is lending transactions. The licence concerns the prevention of money laundering. It is not a banking or investment licence.
From the public register
- Licence
- FFA000476
- Activity
- Lending transactions
- Issued by
- Rahapesu Andmebüroo
- Valid from
- 4 Apr 2024, no end date
- Decision
- 20240404-703391
- Registry code
- 16845923
For the days between paying and being paid
A business often pays its suppliers before its customers pay it. A working capital loan covers the gap.
- Supplier paid
- Cash without a loan
- Cash with a loan
- Customer pays
We check a company's accounts before we lend
Before the loan
We look at the company's financial information, its ability to repay and what the loan is for.
The decision
We tell the company our decision and its conditions.
During the loan
We follow how the loan performs and stay in contact.

Registered in 2023, licensed in 2024
Fastflow Finance OÜ was registered in Tallinn on 23 October 2023 and received its licence on 4 April 2024. In 2025 our founder, Artūrs Kisle, presented the company at Latitude59.
Talk to us about a loan
Tell us what your business needs. An enquiry commits nobody, and you see the terms in writing before anything is signed.