Working capital loans for businesses

Fastflow Finance OÜ is an Estonian company licensed for lending transactions by the Estonian Financial Intelligence Unit (FFA000476). We plan to offer working capital loans to businesses.

Read the terms of the financial service, and consult an expert if needed.

Licensed for lending transactions since April 2024

Fastflow Finance OÜ holds licence FFA000476 from the Estonian Financial Intelligence Unit (Rahapesu Andmebüroo). It allows the company to operate as a financial institution, and the activity on record is lending transactions. The licence concerns the prevention of money laundering. It is not a banking or investment licence.

Regulatory information

From the public register

Licence
FFA000476
Activity
Lending transactions
Issued by
Rahapesu Andmebüroo
Valid from
4 Apr 2024, no end date
Decision
20240404-703391
Registry code
16845923
Open the public record

For the days between paying and being paid

A business often pays its suppliers before its customers pay it. A working capital loan covers the gap.

Working capital loans

  1. Supplier paid
  2. Cash without a loan
  3. Cash with a loan
  4. Customer pays
A schematic, with no real figures

We check a company's accounts before we lend

  • Before the loan

    We look at the company's financial information, its ability to repay and what the loan is for.

  • The decision

    We tell the company our decision and its conditions.

  • During the loan

    We follow how the loan performs and stay in contact.

How we assess a loan

Artūrs Kisle speaking to an audience at Latitude59
Artūrs Kisle on stage at Latitude59, Tallinn, 2025

Registered in 2023, licensed in 2024

Fastflow Finance OÜ was registered in Tallinn on 23 October 2023 and received its licence on 4 April 2024. In 2025 our founder, Artūrs Kisle, presented the company at Latitude59.

About us

Talk to us about a loan

Tell us what your business needs. An enquiry commits nobody, and you see the terms in writing before anything is signed.